Braham, MN · Serving MN & WI

Protecting What
Matters Most
Since 2006

Local, independent insurance agency serving Minnesota and Wisconsin families, farms, and businesses for over 20 years. We shop multiple carriers to find you the best coverage at the best price.

Get a Free Quote Call 651-455-5450
20+
Years Serving MN
2
States Covered
5
Lines of Insurance
What We Cover

Insurance for Every Stage of Life

From your first home to your family's legacy, we provide comprehensive coverage across Minnesota and Wisconsin.

Minnesota home in autumn

Home Insurance

Protect your home and belongings from fire, theft, weather damage, and liability. Customized coverage for Minnesota homeowners.

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Minnesota family with truck

Auto Insurance

Comprehensive auto coverage for cars, trucks, SUVs, motorcycles, and seasonal vehicles. Competitive rates across multiple carriers.

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Minnesota farm with barn and tractor

Farm Insurance

Specialized farm coverage for crops, livestock, farm buildings, equipment, and agricultural operations in Minnesota and Wisconsin.

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Braham Minnesota main street

Business Insurance

General liability, property, workers' comp, and commercial auto for small businesses and contractors in Minnesota and Wisconsin.

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Minnesota family outdoors in autumn

Life Insurance

Term and whole life insurance to protect your family's financial future. Affordable coverage with flexible options for every budget.

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David Segl, insurance agent at Central Insurance Services in Braham MN
20+ Years in Business
Your Local Insurance Expert

Rooted in Braham. Trusted Across Minnesota & Wisconsin.

At Central Insurance Services, we believe insurance should be personal. For over 20 years, we've helped families, farmers, and businesses in Braham and across the region protect what they've worked hard to build.

As an independent agent, we work for you — not for the insurance company. That means we shop multiple carriers to find the right coverage at the best price.

  • Independent agency — we work for you, not a single carrier
  • Licensed in Minnesota and Wisconsin
  • Personalized service from a real local agent
  • Expert guidance on home, auto, farm, business & life policies
  • Fast, responsive claims support when you need it most
Meet the Team
Client Reviews

What Our Clients Say

Real reviews from real neighbors across Minnesota and Wisconsin.

★★★★★

David made getting farm insurance incredibly easy. He found us better coverage for our operation at a lower price than what we'd been paying for years. Couldn't recommend him more highly.

Tom & Karen H.
Cambridge, MN · Farm Insurance
★★★★★

As a small business owner, I needed coverage I could trust. Central Insurance found me a great commercial policy and walked me through every detail. They're always available when I have questions.

Mike R.
Braham, MN · Business Insurance
★★★★★

We bundled our home and auto with Central Insurance and saved over $400 a year. David is responsive, knowledgeable, and genuinely cares about his clients. We'll never go anywhere else.

Sarah L.
Mora, MN · Home & Auto
★★★★★

Had a claim after a hailstorm and the process was seamless. David walked me through everything and I had a check within two weeks. This is what real local service looks like.

Jim P.
Pine City, MN · Home Insurance
Our Partners

Trusted Insurance Carriers

As an independent agency, we partner with Minnesota and Wisconsin's most trusted carriers to find you the best rates and coverage.

Service Area

Serving All of Minnesota & Wisconsin

Based in Braham, MN, we provide insurance to clients throughout the region — urban and rural alike.

Key Communities We Serve:

Braham, MN Cambridge, MN Mora, MN Pine City, MN Isanti, MN Milaca, MN Hinckley, MN Ogilvie, MN Sandstone, MN Rush City, MN Forest Lake, MN Hugo, MN North Branch, MN Stanchfield, MN Chisago County, MN Kanabec County, MN Isanti County, MN Polk County, WI St. Croix County, WI All of Minnesota All of Wisconsin
Questions & Answers

Frequently Asked Questions

As an independent agent, we represent multiple insurance companies rather than being tied to a single carrier. This means we can compare rates and coverage options from many companies to find the best fit for your specific needs and budget — we work for you, not the insurer.
Yes! We are licensed in both Minnesota and Wisconsin and serve clients across both states. Whether you're in Braham, the Twin Cities metro, rural Wisconsin, or anywhere in between, we can help you find great coverage.
You can request a free quote online using our quote form, call us at 651-455-5450, or email us at david@centralinsurance-services.com. We typically respond within one business day.
Absolutely — bundling home and auto insurance is one of the most common ways clients save money. We can also bundle home, auto, and life insurance. Many clients save hundreds of dollars per year by bundling policies.
Call us directly at 651-455-5450 and we'll guide you through the claims process step by step. We serve as your advocate with the insurance company to help ensure your claim is handled fairly and promptly.
Ready to Get Started?

Get Your Free Insurance Quote Today

No obligation. No pressure. Just honest, personalized coverage options from a local agent who knows Minnesota.

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