Protect the business you've built with commercial coverage tailored to small and mid-sized operations.
Running a business in Minnesota comes with real risk — from customer slip-and-fall accidents to property damage, employee injuries, and professional liability claims. A single uninsured incident can threaten everything you've worked to build.
Central Insurance Services works with small and mid-sized businesses throughout Braham and the surrounding region. We take the time to understand your operation and build a coverage package that matches your specific risk profile — without unnecessary cost.
From main street retailers to contractors and professional offices, we serve a wide range of business types.
General liability, property, and liquor liability for shops, restaurants, and retail storefronts in the Braham area and beyond.
Contractors' GL, commercial auto, workers' comp, and tools & equipment coverage for builders, electricians, plumbers, and HVAC contractors.
Professional liability (E&O) and general liability for consultants, accountants, real estate professionals, and other service providers.
Commercial auto, cargo, and fleet coverage for trucking operations, delivery services, and agricultural transportation businesses.
Yes. Minnesota law requires most employers to carry workers' compensation insurance. Penalties for non-compliance are significant. We can help you get compliant coverage quickly.
A BOP bundles general liability and commercial property coverage into a single, cost-effective policy. It's ideal for small businesses with a physical location. Many qualifying businesses save money compared to buying each policy separately.
Possibly. If you regularly use a personal vehicle for business purposes and have a claim, your personal auto policy may deny it. We can assess your situation and recommend the appropriate coverage.